Vigilant Federal Savings Bank Serving the Essex Community with Appreciation since 1927
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  LOBBY
  Monday 9am-3pm
  Tuesday 9am-3pm
  Wednesday 9am-3pm
  Thursday 9am-3pm
  Friday 8:30am-6:30pm
  Saturday 9am-12pm
  DRIVE THRU
  Monday 9am-4pm
  Tuesday 9am-4pm
  Wednesday 9am-4pm
  Thursday 9am-4pm
  Friday 8:30am-6:30pm
  Saturday 9am-12pm

SERVING THE ESSEX COMMUNITY WITH APPRECIATION


Common Ways ID Theft Happens:

Skilled identity thieves use a variety of methods to steal your personal information, including:
  1. Dumpster Diving. They rummage through trash looking for bills or other paper with your personal information on it.
  2. Skimming. They steal credit/debit card numbers by using a special storage device when processing your card.
  3. Phishing. They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
  4. Changing Your Address. They divert your billing statements to another location by completing a “Change of Address” form.
  5. Old Fashioned Stealing. They steal wallets and purses, mail, including bank and credit card statements, pre-approved offers, and new checks or tax information. They steal personnel records from their employers, or bribe employees who have access.
To learn more about Identity Theft and how to deter, detect and defend against it, visit www.ftc.gov/idtheft.

Credit Reporting Bureaus

Equifax (www.equifax.com)
Place a Fraud Report 1-888-766-0008
Order a Credit Report 1-800-685-1111

Experian ( www.experian.com)
Place a Fraud Report 1-888-397-3742
Order a Credit Report 1-888-397-3742

TransUnion ( www.transunion.com)
Place a Fraud Report 1-800-680-7289
Order a Credit Report 1-800-888-4213

How to obtain a Free Credit Report:
1-877-322-8228
www.annualcreditreport.com


For more information on how to Safeguard your information or to report Identity Theft:

FDIC Consumer Resources :
www.fdic.gov

Social Security Fraud Hotline:
1-800-269-0271

Federal Trade Commission Theft Hotline:
1-877-438-4338 or www.consumer.gov