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Common Ways ID Theft Happens:

1. Dumpster Diving. They rummage through trash looking for bills or other paper with your personal information on it.
2. Skimming. They steal credit/debit card numbers by using a special storage device when processing your card.
3. Phishing. They pretend to be financial institutions or companies and send spam or pop-up messages to get you to reveal your personal information.
   
4. Changing Your Address. They divert your billing statements to another location by completing a “Change of Address” form.
5. Old Fashioned Stealing. They steal wallets and purses, mail, including bank and credit card statements, pre-approved offers, and new checks or tax information. They steal personnel records from their employers, or bribe employees who have access.

Credit Reporting Bureaus